October 24, 2019
Travelling is essential for a healthy, stress-free life. On an average, an individual works for over 40 hours in a week. About 30% of the employees take their work home and end up working during weekends as well. While many believe that they need to save up a lot for a tour, for others, it’s just an additional financial burden.
Who doesn’t love travelling? Yet, people hesitate only because they can’t afford to go on tours. It’s embarrassing to borrow money from friends and relatives. Here’s some good news for you! What if we tell you that you can go on a luxury tour? Yes, Nitstone Finserv can make this happen!
Apply For A Travel Loan With Nitstone Finserv
You can enjoy a stress-free vacation by funding your trip with a travel loan from Nitstone Finserv. The benefits of applying for a travel loan here are:
1. Liberty To Choose the Amount and Tenure
Based on your requirement and budget, you can choose the loan amount and the tenure to pay it back. Make sure you choose an EMI that you’re comfortable with so that you don’t miss any payments.
2. Complete Your Loan Application Online
You don’t have to run around in the traffic or wait in queue for hours to apply for a personal loan for your travel. Nitstone Finserv provides you with a loan application process that’s done 100% online.
3. Easy Documentation and Hassle-free Loan Approvement
No waiting for weeks for your application to get processed. Upload all the relevant documents online. If you meet the eligibility criteria, your loan application is approved in 5 minutes. The travel loan amount is disbursed in 72 hours.
4. Eligibility Criteria for Travel Loan
All applicants must be salaried or self-employed with a proof of steady income. All applicants must be over 21 years of age with at least 6 months of experience into the job. You minimum salary must be Rs. 20,000. Nitstone Finserv also determines your creditworthiness by verifying your CIBIL score.
5. Documents For Travel Loan
You will be asked to submit address proof (Aadhaar card, Passport, or Phone Bill), Identity proof (PAN card, Driving Licence, or Aadhaar), and income proof (Salary slip and IT return file). You will also need to submit your latest passport size photographs. After you apply for loan, our executive will get in touch with you to collect all the relevant documents.
6. Charges and Interest Rates
The interest rates start at 12% per month. 1-2% of the total loan amount will be charged as a processing fee. The processing fee will be deducted directly from the loan amount.
If you’re planning your dream tour and need a travel loan, get in touch with Nitstone Finserv right away!