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Doctor Loan

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Doctor Loan Overview

A Doctor Loan is a unique proposition to assist the financial needs of a working doctor. Apply now to get best in class loans for doctors, without any hassle.

Benefits & Features

Instant online Approval

Get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your eligibility online. Once approved, a Nitstone Finserv representative will get in touch with you and collect the documents required for Personal Loan.

No guarantors. No collateral

No guarantors or collateral is required to avail Professional Loans

Tenure options

Choose from flexible repayment tenors – ranging from 12 months to 60 months.

Preapproved offers

Existing customers receive exclusive pre-approved loan offers from time to time. Avail of these offers at attractive rate of interest.

Eligibility & Documents

Eligibility

  • Post Graduate- Minimum 5 years of post-qualification experience.
  • Graduate- Minimum 8 years of post-qualification experience.
  • Own house/ Own office.

Documents required

  • 3 Months - latest salary credit bank statements
  • Education Qualification Certificates
  • Identity Proof
  • Address Proof
  • Own Property Proof (Either office/Residence)

Ready to Apply

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How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Amount will be credited to your account.

Fees & Charges

Fees & Charges

With a loan tenor of up to 60 months and low rate of interest in India, the minimal fees and charges applicable are:

Types of fees Charges applicable
Processing fees 1-2% of the loan amount will be deducted at the time of disbursal of the approved loan amount.
Secure fee A convenience fee of Rs.1,999/- is applicable for online professional loans
EMI bounce charges Rs.1,000/- will be charged in the subsequent month for every bounce
Foreclosure charges 1% plus applicable taxes on principal outstanding
Part prepayment charges 1% plus applicable taxes on principal outstanding

FAQ