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Consumer Durable Loan

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Consumer Durable Loan Overview

Digital Product

Nitstone Finserv makes it easy and convenient for you to buy digital products. Now, you don’t have to make a complete one-time payment when you buy the latest gadgets. Buy all the digital products you need by availing consumer durable loan online at Nitstone Finserv. You can then make your payments in simple instalments using Nitstone Finserv EMI card.

Shop on E-commerce

Buy all that you want on e-commerce sites using Nitstone Finserv EMI Card. Nitstone Finserv is one of the few consumer durable loan companies that offers zero down payment option for online shopping.

Lifestyle Finance

Shopping for lifestyle products? Avail the benefits of online consumer durable loan offered by Nitstone Finserv to make your purchases now and simple installation payment later.

Durable Finance

When you can have the best luxurious products, why settle for less? It’s ok if you don’t have cash or credit in your cards. You can make use of Nitstone Finserv EMI card to purchase all that you need and pay in instalments over a tenure.

Benefits & Features

Preapproved offers

Nitstone Finserv offers exciting deals and pre-approved offers for existing consumers.

Part pre-payment facility

Our part pre-payment facility makes it easy for you to make a part pre-payment of the loan if you have some cash in hand. The pre-payment option reduces your EMI tenure and helps you close your loan quickly.

EMI Card

Nitstone Finserv EMI card offers an easy and convenient option to buy consumer products you want.

Instant and on-the-spot approval

Forget long-drawn application process and loan approval process. Apply for consumer durable loan online and get instant approval within 5 minutes.

With Nitstone Finserv EMI card Loan Amount Eligibility

- Durable products – up to 5 lakhs
- Lifestyle Finance - up to 3 lakhs
- Digital Products – up to 1 lakh
- E-commerce shopping – up to 1 lakh

Minimal documentation

If you are already using our EMI cards, then you don’t have to submit any documents for consumer loan EMI card.

Eligibility & Documents

Eligibility:

  • Self-employed professionals with a regular source of income
  • Aged between 21 and 60 years

Documents:

You need the following documents to apply for durable consumer loan from Nitstone Finserv

  • Photo id proof
  • Address proof
  • One cancelled cheque in case of ECS
  • Credit program specific documents (Any one of the following)
    • Photocopy of the front side of credit card
    • Employee ID proof & visiting card
    • Photocopy of RC book (not applicable for vehicles registered after 2004 & commercial cars)
    • Nitstone Finserv existing loan repayment loan account number / schedule (subject 18 months old)
    • Any other NBFC / Bank repayment schedule
    • Latest salary slip/ Bank Statement of Income account

Contact Nitstone Finserv, one of the top consumer durable loan providers in Bangalore for more details about personal loans or for loans to start a business.

 

Ready to Apply

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How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Amount will be credited to your account.

Fees & Charges

Fees & Charges

Product Category Processing Fees
Digital products Rs. 749/-
Furniture Rs. 749/-
Kitchen Rs. 999/-
Panels (LCD/LED/Plasma) Rs. 649/-
Appliances (Refrigerator/Air Conditioner/Micro wave oven/ Washing Machine/Others) Rs. 549/-

FAQ