Who We Are
Consumer Durable Loan For Self Employed Overview
Digital Product
Nitstone Finserv makes it easy and convenient for you to buy digital products. Now, you don’t have to make a complete one-time payment when you buy the latest gadgets. Buy all the digital products you need by availing consumer durable loan online at Nitstone Finserv.
Shop on E-commerce
You can use the loans on supported e-commerce platforms, subject to eligibility and applicable terms. Loan options may be available for approved transactions based on the product category and policy.
Lifestyle Finance
Eligible customers may use consumer durable loans for lifestyle-related purchases. Repayment is made through scheduled instalments over the chosen tenure.
Durable Finance
Consumer durable loan options can be used for appliances and similar products, based on eligibility. Purchases can be repaid through instalments as per the selected plan.
Benefits & Features
Preapproved offers
Existing customers may receive pre-approved loan offers based on internal criteria and credit evaluation.
Part pre-payment facility
You may be able to make part pre-payments as per applicable terms. Pre-payments reduce the outstanding amount and may impact the remaining tenure.
Hassle-Free Personal Loans
Nitstone Finserv provides a guided application journey for personal loans. Applicants begin with a basic form, followed by eligibility checks and documentation steps. The process aims to maintain clarity and transparency under company policy.
With Nitstone Finserv - Loan Amount Eligibility
- Durable products – up to 5 lakhs
- Lifestyle Finance - up to 3 lakhs
- Digital Products – up to 1 lakh
- E-commerce shopping – up to 1 lakh
Eligibility & Documents
Eligibility:
- Self-employed professionals with a regular source of income
- Aged between 21 and 60 years
Documents:
You need the following documents to apply for durable consumer loan from Nitstone Finserv
- Photo id proof
- Address proof
- One cancelled cheque in case of ECS
- Credit program specific documents (Any one of the following)
- Photocopy of the front side of credit card
- Employee ID proof & visiting card
- Photocopy of RC book (not applicable for vehicles registered after 2004 & commercial cars)
- Nitstone Finserv existing loan repayment loan account number / schedule (subject 18 months old)
- Any other NBFC / Bank repayment schedule
- Latest salary slip/ Bank Statement of Income account
Contact Nitstone Finserv, one of the top consumer durable loan providers in Bangalore for more details about personal loans or for loans to start a business.
Ready to Apply
Apply NowHow to Apply
Step 1
Click Apply to open the online form. Enter the required information and submit.
Step 2
Your application is reviewed, and eligible loan amount and tenure options are shared as per policy.
Step 3
A representative will contact you for documentation and verification.
Step 4
Post-verification, the approved amount is disbursed according to company guidelines.
Fees & Charges
Fees & Charges
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- Foreclosure: charges will be applicable on the current principal outstanding.
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Part payment made should be more than 1 EMI.