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Travel Loan

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Travel Loan Overview

Travel Loan

Unable to fund your dream vacation? Nitstone Finserv is ready to fulfil all your wishes. Opt for our personal loan for travel to book your long-awaited trip. Travelling is a medicine for the soul and if you are a wanderlust, its therapeutic values cannot be undermined. So, don’t let travel expenses hold you back. At Nitstone Finserv, we offer travel loan at extremely affordable rates. Expect instant approvals, quick disbursement and flexible repayment tenors on your loan when you avail our facilities.

Reasons to Choose a Travel Loan

With a personal loan for travel, you can enjoy what you like to do without worrying about the expenses. Most lenders offer instant approvals for travel loans in India. With minimal documentation requirements and easy repayment plants, these are mostly hassle-free. Besides, lenders are ready to offer pocket-friendly monthly instalment plans that will never burn a hole in your pocket. Depending on your preference, you can pay by cash, credit card or cheque.

Benefits & Features

Instant Online Approval

Get 100% end-to-end online Personal Loan solutions, which include information and assistance for Personal Loan eligibility criteria and documents, application to approval and disbursal. By opting for a Personal Loan from Nitstone Finserv you can get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your Personal Loan eligibility online. Once approved, a Nitstone Finserv representative will get in touch with you and collect the documents required for Personal Loan.

Get funds in 72 Hours

We ensure as a standard that funds are at your disposal within 72 hours of the Personal Loan approval. This is the fastest turnaround time by any NBFC in India.

Eligibility & Documents

Eligibility criteria for Travel Loans

The eligibility criteria for travel loans in India is similar to the ones prescribed for personal loans. Take a look at the general eligibility criteria for a travel loan.

  • Applicant must be salaried or self-employed with a steady income
  • Must be over 21 years of age
  • Employed for at least 6 months in a current job
  • Favourable credit score
  • Minimum monthly income of Rs20,000

Documents Required for Application

In order to avail a personal loan for travel, you need to submit the following documents.

 

  • Address Proof (Passport, Ration Card, Fixed or Post-paid Telephone Bill, Electricity Bill, Rental Agreement)
  • Identity Proof (Passport, Driving License, Voter ID Card, PAN Card)
  • Income Proof (Salary slip and Income Tax Return file)
  • Latest passport size photographs

Nitstone Finserv is dedicated to offering the best travel loans in India. Apply online and enjoy instant approvals. Submit the online application form and our representatives will contact you with the best plans. We deliver tailor-made financial solutions to every client. In order to achieve this goal, we also offer customised travel loans which come with plenty of additional benefits. What are you waiting for? Get in touch with us today and start planning your dream holiday.

 

Before you apply for a travel loan, do not forget to estimate the correct budget. Consider all the expenses and set your trip budget at least 20% above your estimation to get an ideal figure.

 

Apart from travel loans, we also offer the best medical loan in India. Visit our website to know more about our services and offerings.

 

Ready to Apply

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How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Amount will be credited to your account.

Fees & Charges

For instant loan approvals online of upto INR 10 lakh

Types of fees

Charges applicable

Interest Rate

12 % to 18 %

EMI Bounce Charges

INR 500 for every bounce

Processing Fee

1 % to 2 % on Loan Amount

Penal Interest

2 % p.m.

Part Prepayment

1 % on paid part payment amount

Foreclosure Charge

1 % on principal outstanding
 
  • Foreclosure: charges will be applicable on the current principal outstanding.
  • Part payment made should be more than 1 EMI.

FAQ