Who We Are
Personal Travel Loan Overview
Travel Loan
Planning a vacation? Nitstone Finserv offers financial solutions to support your travel plans. You can apply for a personal travel loan online and receive guidance at every step. Our loans are designed to help salaried and self-employed individuals manage travel expenses responsibly. With flexible repayment options and transparent terms, our aim is to help you plan your trip without overextending your finances.
Reasons to Choose a Travel Loan
A personal travel loan allows you to enjoy your trip while managing costs responsibly. Nitstone Finserv offers loans with clear eligibility criteria, minimal documentation, and flexible repayment plans. Loan processing follows standard verification and approval procedures. Payments can be made through multiple options, according to your convenience.
Benefits & Features
Guided Personal Loans
Nitstone Finserv provides a convenient and straightforward loan application process. Begin by submitting a basic online form to check your eligibility. After review, a Nitstone representative will contact you to guide you through documentation and processing. Our goal is to provide a transparent and reliable experience tailored to your needs.
Eligibility & Documents
Eligibility criteria for Travel Loans
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Salaried or self-employed with a steady income
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Above 21 years of age
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Employed for at least 6 months in current job
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Standard credit evaluation
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Minimum monthly income of Rs. 20,000
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Documents required for application:
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Address Proof (Passport, Ration Card, Telephone Bill, Electricity Bill, Rental Agreement)
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Identity Proof (Passport, Driving License, Voter ID, PAN Card)
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Income Proof (Salary slip, Income Tax Returns)
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Passport-size photographs
Nitstone Finserv offers travel loans subject to verification and approval. Applications can be completed online from the comfort of home, with representatives available for guidance.
Before applying, ensure your budget is estimated realistically, including all travel-related expenses.
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to access our online form. Complete the details and submit the application.
Step 2
A Nitstone representative will review your application and contact you to discuss the next steps.
Step 3
Provide the required documents for verification.
Step 4
Loan processing will proceed according to standard verification and approval procedures.
Fees & Charges
For instant loan approvals online of upto INR 10 lakh
|
Types of fees |
Charges applicable |
|---|---|
|
Interest Rate |
16 % to 25 % |
|
EMI Bounce Charges |
INR 100 plus GST for every bounce |
| Processing Fee |
1 % to 2 % on Loan Amount |
|
Part Prepayment |
1 % on paid part payment amount |
|
Foreclosure Charge |
1 % on principal outstanding |
- Foreclosure: charges will be applicable on the current principal outstanding.
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Part payment made should be more than 1 EMI.