Who We Are
Home Renovation Loan Overview
You probably dream about a makeover of your home, something that’ll change how you live. A pool in the backyard, a hammock bed, a gaming room or even a theatre of your own; there’s no limit to how you can create magic with clever modern designs and ideas to refresh your home. Why not today? Today is when we have one of the best home renovation and repair loan tailor-made to suit your needs. Apply for instant personal loan online at Nitstone Finserv.
Benefits & Features
Hassle-Free Personal Loans
Nitstone Finserv offers a convenient and straightforward Personal Loan application process. From checking your eligibility to completing the necessary steps, we ensure a guided experience that’s simple and easy to understand. You can begin by submitting a basic application form to assess your eligibility. Once your application is reviewed and approved, a Nitstone Finserv representative will reach out to assist you with the required documentation and further loan processing. Our goal is to provide a reliable and transparent loan journey, tailored to support your financial needs.
Loan upto INR 10 Lakh
You can apply for an instant personal Loan online from Nitstone Finserv up to INR 10 lakh and repay it at your ease by opting for tenures ranging from 24 months to 60 months. You can also use the Personal Loan EMI calculator to know how much EMI you will have to pay for your Personal Loan.
Eligibility & Documents
- Financials: Salary slips of last three months.
- Bank Statements: Salary account bank statement of last six months.
- Employment Proof: Employee ID Card.
- Identity Proof: Passport/ Voters ID/ Driving License/ PAN Card
- Address Proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR/Admin undersigned)/ Latest mobile bill
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to go to our online form. Fill in detail and submit the form.
Step 2
Get an instant approval. Select your required loan amount and tenure.
Step 3
Our representative will get in touch to collect your documents.
Step 4
Amount will be credited to your account.
Fees & Charges
For instant loan approvals online of upto INR 10 lakh
|
Types of fees |
Charges applicable |
|---|---|
|
Interest Rate |
12 % to 18 % |
|
EMI Bounce Charges |
INR 500 for every bounce |
| Processing Fee |
1 % to 2 % on Loan Amount |
|
Penal Interest |
2 % p.m. |
|
Part Prepayment |
1 % on paid part payment amount |
|
Foreclosure Charge |
1 % on principal outstanding |
- Foreclosure: charges will be applicable on the current principal outstanding.
-
Part payment made should be more than 1 EMI.