Home Renovation Loan

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Home Renovation Loan Overview

Nitstone Finserv provides personal loans to support home renovation and repair. You can apply online and explore flexible repayment options suitable for your budget. Our loans are designed for salaried and self-employed individuals, helping you manage home improvement projects responsibly.

Benefits & Features

Hassle-Free Personal Loans

Nitstone Finserv ensures a smooth and clear application process. Begin with a simple eligibility check and submit your application. Our representatives guide you through the required documentation and standard loan processing steps. The aim is to provide a transparent and responsible loan experience.

Loan upto INR 3 Lakh

You can apply online for a personal loan up to INR 3 lakh, with repayment tenures ranging from 24 to 60 months. Use the EMI calculator to estimate monthly repayments and plan responsibly.

Eligibility & Documents

  • Financials: Salary slips of last three months. 
  • Bank Statements: Salary account bank statement of last six months.
  • Employment Proof: Employee ID Card.
  • Identity Proof: Passport/ Voters ID/ Driving License/ PAN Card
  • Address Proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR/Admin undersigned)/ Latest mobile bill

Ready to Apply

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How to Apply

Step 1

Click on Apply to access our online form. Complete the details and submit the application.

Step 2

Provide the required documents for verification.

Step 3

A Nitstone representative will review your application and contact you to discuss the next steps.

Step 4

Loan processing will proceed according to standard verification and approval procedures.

Fees & Charges

For instant loan approvals online of upto INR 10 lakh

Types of fees

Charges applicable

Interest Rate

16 % to 25 %

EMI Bounce Charges

INR 100+ GST for every bounce

Processing Fee

1 % to 2 % on Loan Amount

Part Prepayment

1 % on the paid part payment amount

Foreclosure Charge

1 % on principal outstanding

Penalty charges
 
INR 500+ GST
Convenience Charges
 

INR 2000

 
  • Foreclosure: charges will be applicable on the current principal outstanding.
  • Part payment made should be more than 1 EMI.

FAQ