Who We Are
Gold Loan Overview
Nitstone Insta
- Loan Amount: upto ₹50,000.
- Tenure: 6 / 12 months.
- Interest Rate: 26% p.a.
- Processing Fee: ₹570 + taxes.
- LTV: 80%.
- Mode of Payment: Bullet.
- Pre-closure: 1% if pre-closed before 3/6 months.
Nitstone premier plus
- Loan Amount: ₹50,000 to 2.5 lakh.
- Tenure: 6 / 12 months.
- Interest Rate: 20%-22% p.a.
- Processing Fee: ₹570 + taxes.
- LTV: 80%.
- Mode of Payment: EMI / Monthly Interest / Bullet Repayment.
Nitstone Sampoorna Suraksha
- Loan Amount: ₹2.50 lakh to 5 lakh.
- Tenure: 6 / 12 months.
- Interest Rate: 20% - 22% p.a.
- Processing Fee: ₹1250 + taxes.
- LTV: 75%.
- Mode of Payment: EMI / Monthly Interest / Bullet Repayment.
Nitstone Sampoorna Vrudhi
- Loan Amount: ₹5 lakh and above.
- Tenure: 6 / 12 months.
- Interest Rate: 19% - 21% p.a.
- Processing Fee: ₹1000 + taxes.
- LTV: 70%.
- Mode of Payment: EMI / Monthly Interest / Bullet Repayment.
- Pre-closure: 1% if pre-closed before 3/6 months.
Benefits & Features
Flexible Repayment
- Bullet Scheme - pay only interest, monthly or quarterly
- EMI scheme – total amount divided into equal EMIs
Quick Loan Disbursal
Quick loan processing at Nitstone Finserv branches. Find a Nitstone Finserv branch near you.
Safe Storage
Only the world class security protocols being followed to ensure your property is in the safest of hands.
Minimal Documentation
Documents required are very minimal, which ensure a quick and hassle free experience.
Pre and Part Payment Options
There are times when you may have some extra cash in hand, you can then choose to pre-pay a part of your loan amount which would not only reduce your overall tenor/EMIs but also help you close your loan quickly.
Eligibility & Documents
Eligibility & Documents
- Age: 21 to 70 years
Documents required:
- KYC - PAN and Aadhar for Identity and Address Proof
Ready to Apply
Apply NowHow to Apply
Visit a nearby Nitstone Finserv branch with required documents to apply.
Fees & Charges
Documentation and Other Charges - Actuals