Consumer Durable Loan

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Consumer Durable Loan Overview

Digital Product

Buying Digital product is now made easy. Why pay all at once to buy latest gadgets, buy the best of products and pay the total cost in simple installments without worrying about interest, use our Nitstone Finserv EMI card.

Shop on E-commerce

Online Shopping made easy with Nitstone Finserv EMI card. Enjoy the benefits while you shop online with zero down payments

Lifestyle Finance

Shopping on Lifestyle Finance helps you cross the fine line between necessity and luxury with ease. Buy the best of products and pay the total cost in simple installments without worrying about interest.

Durable Finance

We understand your need for luxury and encourage you to never settle for anything but to settle for the best. We also realize it’s not possible always to have a cash/ credit surplus, with Nitstone Finserv EMI card we encourage you without worrying about interest.

Benefits & Features

EMI Card

It’s the easiest way to buy consumer products and with range of option for you to choose.

Loan Amount: With Nitstone Finserv EMI card you’re eligible

- Loan amount up to Rs 5 Lacks for Durable products.
- Loan amount up to Rs 3 Lacks for Lifestyle finance.
- Loan amount up to Rs 1 Lack for Digital Product.
- Loan amount up to Rs 1 Lack for Shop on E-commerce.

Instant and on-the-spot approval

You don't have to visit any branch or wait for days to get your loan approved. Through our in-store representatives present in the partner stores, you can get instant approval in 5 minutes.

Minimal documentation

Existing EMI card holders need not provide any documents, as your as your EMI card carries all the necessary documents that are required.

Preapproved offers

As existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.

Eligibility & Documents

 

  • You must be a salaried person and between 21 years and 60 years of age.
  • Financials: Salary slips of last two months. 
  • Bank Statements: Salary account bank statement of last three months.
  • Employment Proof: Employee ID Card.
  • Identity Proof: Passport/ Voters ID/ Driving License/ PAN Card
  • Address Proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR/Admin undersigned)/ Latest mobile bill

Ready to Apply

Apply Now

How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Nitstone Finserv EMI Card will be provided.

Fees & Charges

 

Product Category

Processing Fees

Digital products Rs. 749/-
Furniture Rs. 749/-
Kitchen Rs. 999/-
Panels (LCD/LED/Plasma) Rs. 649/-
Appliances (Refrigerator/Air Conditioner/Micro wave oven/ Washing Machine/Others) Rs. 549/-

FAQ