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Consumer Durable Loan For Salaried Employee

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Consumer Durable Loan For Salaried Employee Overview

Digital Product

Buying Digital product is now made easy. Why pay all at once to buy latest gadgets, buy the best of products and pay the total cost in simple instalments without worrying about interest, use our Nitstone Finserv EMI card.

Shop on E-commerce

Online Shopping made easy with Nitstone Finserv EMI card. Enjoy the benefits while you shop online with zero down payments

Lifestyle Finance

Shopping on Lifestyle Finance helps you cross the fine line between necessity and luxury with ease. Buy the best of products and pay the total cost in simple instalments without worrying about interest.

Durable Finance

We understand your need for luxury and encourage you to never settle for anything but to settle for the best. We also realize it’s not possible always to have a cash/ credit surplus, with Nitstone Finserv EMI card we encourage you without worrying about interest.

Benefits & Features

EMI Card

Our consumer durable loan for salaried employee offers the easiest way to buy consumer products and with range of option for you to choose.

Loan Amount: With Nitstone Finserv EMI card you’re eligible

- Loan amount up to Rs 5 Lakhs for Durable products.
- Loan amount up to Rs 3 Lakhs for Lifestyle finance.
- Loan amount up to Rs 1 Lakh for Digital Product.
- Loan amount up to Rs 1 Lakh for Shop on E-commerce.

Instant and on-the-spot approval

You don't have to visit any branch or wait for days to get your consumer durable loan for salaried employee approved. Through our in-store representatives present in the partner stores, you can get instant personal loan approval in 5 minutes.

Minimal documentation

Existing EMI card holders need not provide any documents, as your as your EMI card carries all the necessary documents that are required.

Preapproved offers

As existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.

Eligibility & Documents

Eligibility & Documents for Consumer Durable Loan for Salaried Employee


  • You must be a salaried person and between 21 years and 60 years of age.
  • Financials: Salary slips of last two months. 
  • Bank Statements: Salary account bank statement of last three months.
  • Employment Proof: Employee ID Card.
  • Identity Proof: Passport/ Voters ID/ Driving License/ PAN Card
  • Address Proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR/Admin undersigned)/ Latest mobile bill

Ready to Apply

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How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Nitstone Finserv EMI Card will be provided.

Fees & Charges


Product Category

Processing Fees

Digital products Rs. 749/-
Furniture Rs. 749/-
Kitchen Rs. 999/-
Panels (LCD/LED/Plasma) Rs. 649/-
Appliances (Refrigerator/Air Conditioner/Micro wave oven/ Washing Machine/Others) Rs. 549/-