Who We Are
Professional Loan Overview
Doctor
A Doctor Loan is a unique proposition to assist the financial needs of a working doctor. Apply now to get best in class loans for doctors, without any hassle.
Charted Accountant
‘Business Loan for Chartered Accountant’, this is a loan for consultants and practising Chartered Accountants working in a government / private organisation. If you’re looking to expand your scale of operations, this Chartered Accountant Loan by Nitstone Finserv is something that ties together multiple benefits along with hassle-free approvals and a low rate of interest.
Engineer
A Engineer loan is a unique proposition giving by Nitstone Finserv. We will assist your financial needs for your profession.
Architect
An Architect takes care of our desire, the same way Nitstone Finserv takes care your professional needs.
Benefits & Features
Tenure options
Choose from flexible repayment tenors – ranging from 12 months to 60 months.
Preapproved offers
Existing customers receive exclusive pre-approved loan offers from time to time. Avail of these offers at attractive rate of interest.
Hassle-Free Personal Loans
Nitstone Finserv offers a convenient and straightforward Personal Loan application process. From checking your eligibility to completing the necessary steps, we ensure a guided experience that’s simple and easy to understand. You can begin by submitting a basic application form to assess your eligibility. Once your application is reviewed and approved, a Nitstone Finserv representative will reach out to assist you with the required documentation and further loan processing. Our goal is to provide a reliable and transparent loan journey, tailored to support your financial needs.
No guarantors. No collateral
No guarantors or collateral is required to avail Professional Loans
Eligibility & Documents
Eligibility
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Post-graduate professionals: Minimum 5 years of post-qualification experience.(5 years of exprience )
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Graduate professionals: Minimum 8 years of post-qualification experience.(minimum 5 years exprience )
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Applicants must have an office or residence property in their name.
Documents required
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Application form
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Identity & Address Proof (KYC)
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Educational Qualification Certificates
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Latest 3 months’ bank statements
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Proof of owned property (office or residence)
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to go to our online form. Fill in detail and submit the form.
Step 3
Our representative will get in touch to collect your documents.
Step 4
Amount will be credited to your account.
Step 2
Get an approval. Select your required loan amount and tenure.
Fees & Charges
Fees & Charges
With a loan tenor of 12 to 36 months and a low rate of interest, the minimal fees and charges applicable are:
| Types of fees | Charges applicable |
|---|---|
| Rate of Interest | 16-25 % per annum |
| Processing fees | 1–2% of the sanctioned loan amount. |
| Penal/ EMI bounce charges | Rs .100/- + GST will be charged in the subsequent month for every bounce |
| Foreclosure charges | 1% on loan balance plus applicable taxes on outstanding principal (post 1 EMI clearance) |
| Part prepayment charges | 2% plus taxes on the prepaid amount (if greater than 1 EMI). |