Professional Loan

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Professional Loan Overview

Doctor

A Doctor Loan is a unique proposition to assist the financial needs of a working doctor. Apply now to get best in class loans for doctors, without any hassle.

Charted Accountant

‘Business Loan for Chartered Accountant’, this is a loan for consultants and practicing Chartered Accountant working in a government / private organization. If you’re looking to expand your scale of operations, this Chartered Accountant Loan by Nitstone Finserv is something that ties together multiple benefits along with quick approvals and a low rate of interest.

Engineer

A Engineer loan is a unique proposition giving by Nitstone Finserv. We will assist your financial needs for your profession.

Architect

An Architect takes care of our desire, the same way Nitstone Finserv takes care your professional needs.

Benefits & Features

Loans up to Rs.35 lakh

We provide Chartered Accountant Loans up to Rs.35 lakh, the highest loan amount offered by any online loan provider in India.

No guarantors. No collateral

No guarantors or collateral is required to avail of our Chartered Accountant loan.

Tenure options

Choose from flexible repayment tenors – ranging from 12 months to 60 months.

Preapproved offers

Existing customers receive exclusive pre-approved loan offers from time to time. Avail of these offers at attractive rate of interest.

Online account access

Get access to your loan account details and transact online through our Customer Portal. Log in with your user id / mobile number/ email and password.

Flexi Loans

Nitstone Finserv offers an industry first facility, the Flexi Loan account, which brings a certain degree of flexibility to how you manage your finances and allows you to save more. Under this scheme, you are allotted a credit limit, which you can use as per your discretion and pay interest on the amount utilized and not on the overall credit assigned.

Eligibility & Documents

Eligibility

  • Post Graduate- Minimum 5 years of post-qualification experience.
  • Graduate- Minimum 8 years of post-qualification experience.
  • Own house/ Own office (at location where Nitstone Finserv operates).

Documents required

  • 3 Months - latest salary credit bank statements
  • Education Qualification Certificates
  • Identity Proof
  • Address Proof
  • Own Property Proof( Either office/Residence)

Ready to Apply

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How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Amount will be credited to your account.

Fees & Charges

Fees & Charges

With a loan tenor of up to 60 months and low rate of interest in India, the minimal fees and charges applicable are:

Types of fees Charges applicable
Processing fees 2% of the loan amount will be deducted at the time of disbursal of the approved loan amount.
Secure fee A convenience fee of Rs.1,999/- is applicable for online professional loans
EMI bounce charges Rs.1,000/- will be charged in the subsequent month for every bounce
Foreclosure charges 4% plus applicable taxes on principal outstanding
Part prepayment charges 2% plus applicable taxes on principal outstanding

 

FAQ