Who We Are
Professional Loan Overview
Doctor
A Doctor Loan is a customised financial offering designed to support the professional requirements of a practising doctor. Apply to explore suitable loan options provided through a clear and guided process.
Charted Accountant
A Professional Loan for Chartered Accountants is structured for consultants and practising CAs working in government or private organisations. If you plan to manage expenses or expand services, this loan from Nitstone Finserv offers organised features with transparent assessment and standard interest terms.
Engineer
An Engineer Loan is a dedicated financial solution offered by Nitstone Finserv. It is structured to support professionals in managing work-related needs through a well-defined borrowing option.
Architect
An Architect Loan is a professional financial offering designed by Nitstone Finserv to support practising architects in meeting their work-related goals with clarity and a straightforward application process.
Benefits & Features
Tenure options
Choose from structured repayment tenures ranging from 12 months to 36 months.
Preapproved offers
Existing customers may receive selected pre-approved offers from time to time, based on internal eligibility checks and assessment criteria.
Hassle-Free Personal Loans
Nitstone Finserv provides a guided and transparent loan application process. From checking eligibility to completing documentation, each stage is communicated clearly. Begin by submitting the basic application form for assessment. After review, a Nitstone Finserv representative will contact you to assist with documentation and the next steps as per policy.
Eligibility & Documents
Eligibility
-
Post-graduate professionals: Minimum 5 years of post-qualification experience.(5 years of exprience )
-
Graduate professionals: Minimum 8 years of post-qualification experience.(minimum 5 years exprience )
-
Applicants must have an office or residence property in their name.
Documents required
-
Application form
-
Identity & Address Proof (KYC)
-
Educational Qualification Certificates
-
Latest 3 months’ bank statements
-
Proof of owned property (office or residence)
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to access our online form. Complete the details and submit the application.
Step 2
A Nitstone representative will review your application and contact you to discuss the next steps.
Step 3
Provide the required documents for verification.
Step 4
Loan processing will proceed according to standard verification and approval procedures.
Fees & Charges
Fees & Charges
|
Types of fees |
Charges applicable |
|---|---|
|
Interest Rate |
16 % to 25 % |
|
EMI Bounce Charges |
INR 100+ GST for every bounce |
| Processing Fee |
1 % to 2 % on Loan Amount |
|
Part Prepayment |
1 % on the paid part payment amount |
|
Foreclosure Charge |
1 % on principal outstanding |
| Penalty charges |
INR 500+ GST |
| Convenience Charges |
INR 2000 |
- Foreclosure: charges will be applicable on the current principal outstanding.
-
Part payment made should be more than 1 EMI.