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Online Seller Finance

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Online Seller Finance Overview


Online selling has very high potential for growth. As an e-commerce merchant striving to stay ahead of competition, you’re constantly challenged by shrinking lead times, inventory management during peak and lean seasons, pricing decisions and customer expectations.


“Online Seller Finance” is the finance option you’ve been looking for, in order to grow your marketplace sales exponentially. We designed this product to meet your business requirements in a timely and efficient manner.

Benefits & Features

Avail Funds From ₹1 Lac - ₹1 Crore

With Online Seller Finance, you are eligible for credit of up to INR 1 Crore, ensuring that you’re never too short of funds.

Customised Credit Criteria

We customize the credit underwriting parameters as per the business being evaluated. Our cutting-edge tech-integration and Big Data capabilities help us assess your business and grant the loan accordingly. For instance, we’re able to offer you a loan on the basis of your monthly sales and your projected revenue, making the offer unique to your business.

72-hour Disbursal

Our data-driven competencies and team of highly skilled professionals assess your creditworthiness optimally, and disburse credit within three working days.

Loan Amount - twice your monthly sales

To finance potentially lucrative opportunities, Online Seller Finance allows you to avail credit up to twice your monthly sales across marketplaces. This way, you always have enough funds to finance revenue growth as your sales increase.

Ideal for Expanding Your E-Business

We’re partnered with leading e-commerce marketplaces that comply with your business ambitions. This helps facilitate your potential for higher growth across various marketplaces such as Amazon, PayTM, Snapdeal, Myntra, Shopclues, eBay, Craftsvilla, Jabong, etc.

Flexible Repayment terms

Where banks and NFBCs have monthly EMIs, Online Seller Finance allows you to repay us on a fortnightly basis. This way, you wouldn’t feel burdened by hefty instalments at the end of the month and are able to manage your cash flows as per your business requirement.

Zero Collateral

Online Seller Finance is completely unsecure in nature. So, you don’t have to pledge any assets to secure a working capital loan. You can focus on building your online business free of anxiety.

Eligibility & Documents

The eligibility criteria for Online Seller Finance is simple, and doesn’t require you to pledge any assets in order to access credit.

  • Your business must have minimum operational history of 1 year

  • Your partnership minimum vintage should be more than 6 months

  • Minimum quarterly sales of ₹75,000

Before your application procedure, keep digital copies of the following documents handy to ensure a quick, smooth application process:

  • Bank statements of the last six months

  • KYC documents of both you as well as the organisation

Ready to Apply

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How to Apply

Step 1

Click 'Apply now' and fill in the applicant details.

Step 2

Share details pertaining to your Business and submit.

Step 3

Our representative will get in touch and collect your documents.

Step 4

Amount will be credited to your account.

Fees & Charges

At Nitstone, we conduct business in the most transparent manner. This means, you’re only obligated to pay a processing fee of up to 2% for the loan. There are no hidden or pre-closure penalties during or after your application procedure.