Nitstone Finserv

Empowering you with Quick, Seamless Financing - When you Need it the most.

We’re rewriting the rules of traditional financing and lending, and we only win when our customers succeed. We’ve helped over thousands of customers reach their goals, and we’re just getting started!

Up to Rs. 5 Lakhs in just 4 steps

How an Instant Personal Loan with Nitstone Finserv works

Step 1: Provide your loan amount

Step 2: Provide your personal information

Step 3: Provide your employment information

Step 4: Review & Approval

Your loan application gets even better in our app

Stay tuned to a new and improved Nitstone Finserv app, coming your way very soon.

Loan Calculators

Make informed decisions and plan your financial future confidently with our easy-to-use loan calculators.

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For Nitstone Finserv’s existing customers.

My Account

No Dreams Are Too Big

Realise them with Nitstone Finserv Personal Loan now from 11.99%

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Unlock Gold Value

Transforming Gold into Financial Freedom with Nitstone Finserv Gold Loans

Apply for Gold Loans

Travel to Your Dream Destination

Because it has become a lot easier with travel loans

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Nitstone Blog
Gold Loan vs Selling Gold: What’s the Smarter Financial Move?

October 14, 2025

Gold has always been more than just a precious metal in India - it’s a symbol of security. Whether it’s passed down through generations or purchased as an investment, gold often becomes our go-to asset in times of financial need. But when urgent cash requirements arise, one crucial question surfaces - should you sell your gold or take a gold loan? Let’s break down the difference and help you make the smarter financial move.

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When Is a Gold Loan Smarter Than a Personal Loan?

October 08, 2025

Two popular borrowing options in India are personal loans and gold loans. While both provide quick access to funds, knowing when a gold loan is smarter than a personal loan can help you save money and avoid unnecessary stress.

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Secured vs Unsecured Loans in India: Meaning, Benefits & Which to Choose

September 17, 2025

Confused between secured and unsecured loans? Learn what is secured and unsecured loan, differences, benefits, and when to choose options like secured loans, personal loans low interest, or a gold loan less interest rate.

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Careers

At Nitstone, we're committed to fostering a dynamic and inclusive workplace where talent thrives. Explore exciting career opportunities and become part of a team dedicated to excellence and sustainable growth.

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We focus on empowering you to achieve your financial goals by offering a broad range of financial products, services, and educational resources. Our aim is to help you pay less when borrowing and earn more when saving.