Nitstone Finserv

Empowering you with Quick, Seamless Financing - When you Need it the most.

We’re rewriting the rules of traditional financing and lending, and we only win when our customers succeed. We’ve helped over thousands of customers reach their goals, and we’re just getting started!

Gold Loans, The Nitstone Way.

At Nitstone Finserv, we believe borrowing against your gold should feel effortless. With transparent valuation, quick processing, and a commitment to fairness, every Gold Loan is designed to help you move forward with confidence.

From application to disbursement, we've simplified every step, so you spend less time navigating the process and more time moving forward. Because the true value of a Gold Loan lies not just in the funds you receive, but in the trust you experience along the way.

How an Instant Personal Loan with Nitstone Finserv works

Step 1: Provide your loan amount

Step 2: Provide your personal information

Step 3: Provide your employment information

Step 4: Review & Approval

Your loan application gets even better in our app

Stay tuned to a new and improved Nitstone Finserv app, coming your way very soon.

Loan Calculators

Make informed decisions and plan your financial future confidently with our easy-to-use loan calculators.

Let's Calculate

Go to My Account

For Nitstone Finserv’s existing customers.

My Account

No Dreams Are Too Big

Realise them with Nitstone Finserv Personal Loans

Go to Personal Loans

Unlock Gold Value

Transforming Gold into Financial Freedom with Nitstone Finserv Gold Loans

Apply for Gold Loans

Travel to Your Dream Destination

Because it has become a lot easier with travel loans

Go to Travel Loans
Nitstone Blog
Gold Loan in Bangalore: How Much Can You Get Against Gold?

September 25, 2026

The actual gold loan amount per gram can change based on the valuation and applicable scheme at the time of your application. Gold rates are fetched from India Bullion and Jewellers Association Ltd. (IBJA) published rates, on a daily basis. 

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CIBIL Score and Gold Loan: Do You Need a Good Credit Score?

September 15, 2026

So, if you are searching for a loan for low credit score, it is important to understand how gold-backed borrowing differs from conventional unsecured borrowing.

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How Much Can You Save with a Gold Loan Transfer? A Simple Calculation Guid

August 04, 2026

Learn how a gold loan transfer can help reduce borrowing costs. Calculate your potential savings with this simple guide from Nitstone Finserv. In this guide, we'll explain how to calculate your savings, the factors to consider, and when transferring your loan makes financial sense.

Read More

Careers

At Nitstone, we're committed to fostering a dynamic and inclusive workplace where talent thrives. Explore exciting career opportunities and become part of a team dedicated to excellence and sustainable growth.

Connect with us

We focus on empowering you to achieve your financial goals by offering a broad range of financial products, services, and educational resources. Our aim is to help you pay less when borrowing and earn more when saving.