Who We Are
Personal Loan For Salaried Employee | Personal Loans in Bangalore Overview
Wedding
Indian weddings can be a significant expense and require careful planning. Nitstone provides personal loans suitable for wedding-related costs, with an online application process and competitive interest rates. Loans are subject to eligibility, verification, and approval, helping you plan responsibly.
Renovation
Dreaming of a home makeover? Nitstone offers personal loans to support renovations, including interior upgrades, backyard enhancements, or any creative project you have in mind. Loans are designed to suit your needs, with guidance provided throughout the application and verification process.
Benefits & Features
Convenient Personal Loans
Nitstone Finserv provides a transparent and guided personal loan application process. Begin by submitting a simple online form to assess eligibility. Once your application is reviewed, a Nitstone Finserv representative will contact you to help with documentation and further processing. Our goal is to make your loan journey reliable and easy to follow.
Loan up to Rs. 3 Lakh
You can apply for a personal loan from Nitstone Finserv up to Rs.3 lakh, with repayment tenures ranging from 24 months to 60 months. Use our EMI calculator to estimate your monthly payment. Loans are subject to eligibility, verification, and approval. Terms and conditions apply.
Eligibility & Documents
- Financials: Salary slips for the last three months.
- Bank Statements: Salary account statement for the last six months.
- Employment Proof: Employee ID Card, Appointment / Offer Letter
- Identity Proof: Aadhar Card/ Passport/ Voter ID/ Driving License/ PAN Card
- Address Proof: Aadhar Card/ Passport/ Driving License/ Rental Agreement/ Letter from employer (with HR/Admin undersigned)
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to access our online form. Complete the details and submit the application.
Step 2
A Nitstone representative will review your application and contact you to discuss the next steps.
Step 3
Provide the required documents for verification.
Step 4
Loans are subject to eligibility, credit checks, and regulatory guidelines. Terms and conditions apply.
Fees & Charges
For personal loans up to INR 3 lakh
|
Types of fees |
Charges applicable |
|---|---|
|
Interest Rate |
16 % to 25 % |
|
EMI Bounce Charges |
INR 100+ GST for every bounce |
| Processing Fee |
1 % to 2 % on Loan Amount |
|
Part Prepayment |
1 % on the paid part payment amount |
|
Foreclosure Charge |
1 % on principal outstanding |
| Penalty charges |
INR 500+ GST |
| Convenience Charges |
INR 2000 |
- Foreclosure: charges will be applicable on the current principal outstanding.
-
Part payment made should be more than 1 EMI.