Who We Are
Loan Against Property for Salaried Individuals Overview
Only thing that comes in between the best medical treatment for you and your family is access to quick funds. Be it a medical emergency or healthcare needs, there's no need to think twice now, because with Nitstone Finserv Personal Loan for Medical Emergency, you will never have to worry about financing your and your family’s health care needs any more.
Benefits & Features
Hassle-Free Personal Loans
Nitstone Finserv offers a convenient and straightforward Personal Loan application process. From checking your eligibility to completing the necessary steps, we ensure a guided experience that’s simple and easy to understand. You can begin by submitting a basic application form to assess your eligibility. Once your application is reviewed and approved, a Nitstone Finserv representative will reach out to assist you with the required documentation and further loan processing. Our goal is to provide a reliable and transparent loan journey, tailored to support your financial needs.
Eligibility & Documents
- Financials: Salary slips of last three months.
- Bank Statements: Salary account bank statement of last six months.
- Employment Proof: Employee ID Card.
- Identity Proof: Passport/ Voters ID/ Driving License/ PAN Card
- Address Proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR/Admin undersigned)/ Latest mobile bill
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to go to our online form. Fill in detail and submit the form.
Step 2
Get an instant approval. Select your required loan amount and tenure.
Step 3
Our representative will get in touch to collect your documents.
Step 4
Amount will be credited to your account.
Fees & Charges
For instant loan approvals online of upto INR 10 lakh
|
Types of fees |
Charges applicable |
|---|---|
|
Interest Rate |
12 % to 18 % |
|
EMI Bounce Charges |
INR 500 for every bounce |
| Processing Fee |
1 % to 2 % on Loan Amount |
|
Penal Interest |
2 % p.m. |
|
Part Prepayment |
1 % on paid part payment amount |
|
Foreclosure Charge |
1 % on principal outstanding |
- Foreclosure: charges will be applicable on the current principal outstanding.
-
Part payment made should be more than 1 EMI.