Loan Against Property for Salaried Individuals Overview
Only thing that comes in between the best medical treatment for you and your family is access to quick funds. Be it a medical emergency or healthcare needs, there's no need to think twice now, because with Nitstone Finserv Personal Loan for Medical Emergency, you will never have to worry about financing your and your family’s health care needs any more.
Benefits & Features
Instant online Approval
Get 100% end-to-end online Personal Loan solutions, which include information and assistance for Personal Loan eligibility criteria and documents, application to approval and disbursal. By opting for a Personal Loan from Nitstone Finserv you can get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your Personal Loan eligibility online. Once approved, a Nitstone Finserv representative will get in touch with you and collect the documents required for Personal Loan.
Get funds in 72 Hours
We ensure as a standard that funds are at your disposal within 72 hours of the Personal Loan approval. This is the fastest turnaround time by any NBFC in India.
Eligibility & Documents
- Financials: Salary slips of last three months.
- Bank Statements: Salary account bank statement of last six months.
- Employment Proof: Employee ID Card.
- Identity Proof: Passport/ Voters ID/ Driving License/ PAN Card
- Address Proof: Passport/ Driving License/ Ration Card/ Letter from employer (with HR/Admin undersigned)/ Latest mobile bill
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to go to our online form. Fill in detail and submit the form.
Step 2
Get an instant approval. Select your required loan amount and tenure.
Step 3
Our representative will get in touch to collect your documents.
Step 4
Amount will be credited to your account.
Fees & Charges
For instant loan approvals online of upto INR 10 lakh
|
Types of fees |
Charges applicable |
|---|---|
|
Interest Rate |
12 % to 18 % |
|
EMI Bounce Charges |
INR 500 for every bounce |
| Processing Fee |
1 % to 2 % on Loan Amount |
|
Penal Interest |
2 % p.m. |
|
Part Prepayment |
1 % on paid part payment amount |
|
Foreclosure Charge |
1 % on principal outstanding |
- Foreclosure: charges will be applicable on the current principal outstanding.
-
Part payment made should be more than 1 EMI.