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Loan Against Shares

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Loan Against Shares Overview


The biggest benefit, in my opinion, is that while you are pledging your shares to the lender, you are not transferring ownership. You are still the owner of the shares, and as such, you will continue to reap the benefits of your investment.

Instant liquidity

Loans of this nature are usually required for emergency purposes, unplanned expenditures or meeting sudden or small money requirements. Instant liquidity in such circumstances is always a benefit.


Loans against shares work much in the same way as personal loans, in the sense that you can use the loan amount has you want.

Hassle free process

You can apply online quite easily and safely. You also do not need a guarantor. The entire process becomes even easier if you have a Demat account.

Benefits & Features

Loans up to Rs. 10 Cr

We practically offer the highest loan amount on Loan against Shares in India. Now pursue your business/personal aspirations by pledging your shares to us without having to sell them.Check your eligibility and documents required for a Loan against Shares.

No guarantors, No collateral

You don't need to provide any Guarantors or give any collateral to avail our Loan against Shares, even when you apply online.Just use our EMI calculator to manage your EMIs and read more on our fees and charges.

Part pre-payment facility

Prepay your loan at any interval as per the liquidity available with you.

Nil foreclosure charges

In case you choose to foreclose your loan anytime during your tenor after the first EMI is paid, you can do so without any added foreclosure charges.

Security swapping

Get the security to swap flexibility as per your convenience and need.

Online Account Access

Once you’ve availed a Loan Against Shares from Nitstone Finserv, you can get all information about your Loan Against Shares like payment schedule, interest certificate, repayment track and key information related to your loans through our digital customer portal.

Dedicated relationship manager

A single contact point from Nitstone Finserv known as Relationship Manage will be available to you 24x7 to help you with all your requests.

EMI card

As a Loan against Shares customer form Nitstone Finserv, get an EMI Card, a pre- approved loan for your Consumer Durable or Lifestyle product needs valid across 140 cities and 12000+ outlets across India, absolutely free.

Preapproved Offers

As an existing customer of Nitstone Finserv, you will be eligible to get exclusive pre-approved offers for Loan Against Shares from us.

Instant online approval

Get instant approval for a Loan against Shares online while sitting at your home. Wish to know how to apply for a Loan against Shares. Just follow these simple steps:
- Log on to our website
- Fill in the applications form
- Get an in-principal approval within 5 minutes
- Wait for our representative to call and help you with the rest of the process.

Eligibility & Documents

The Loan against Shares eligibility parameters require you to be:

  • An Indian Resident.
  • At least 25 years of age when the loan is sanctioned.
  • You are a self-employed professional with a regular source of income.
  • The minimum value of your securities should be Rs. 25 lakh.

Documents required:

  • Application form
  • Photograph
  • Identity Proof
  • Address proof
  • Signature Proof
  • Date of Birth Proof
  • Income Details with your latest pay slip and form 16 for the past 2 years and last 6 months Demat statement
  • Bank Account Statements for the last 3 months

Ready to Apply

Apply Now

How to Apply

Step 1

Click on Apply to go to our online form. Fill in detail and submit the form.

Step 2

Get an instant approval. Select your required loan amount and tenure.

Step 3

Our representative will get in touch to collect your documents.

Step 4

Amount will be credited to your account.

Fees & Charges

Get the best loan against securities interest rate at these nominal fees and charges:
Types of fees Charges applicable
Rate of Interest 9% - 12%
Processing fees 0.25%** to 1.00% of loan amount
Loan statement charges NIL
Interest and principle statement charges NIL
PDC Swap Charges NIL
Cheque bounce charges Rs. 1000 for every
Penal interest 2% pm
Prepayment fees No prepayment charges if paid from own funds.
Foreclosure Charges NIL
Secure fees* Rs 1,999